LANDLORDS / PROPERTY OWNERS
We can provide insurance cover for property which you own but let or rent out to others. This can be a commercial property, such as a block of flats or warehouse, or a residential property let to professional persons or students.
We can quote for:
- Buildings
- Landlords Contents
- Loss of Rent
- Property Owners Liability
We can also offer a policy, through A X A Insurance, for UK Holiday Home cover.
LEGAL EXPENSES (KEY LET)
If you own a property you can compliment your insurance policy cover with ‘KeyLet’ Insurance cover. KeyLet is a legal expenses policy tailored to assist landlords.
The policy provides:
• cover for up to £50,000 of legal costs
• access to 24-hour helpline
• professional advice through a nationwide Panel of specialists
For Property Legal Disputes providing legal costs and expenses in the pursuit or defence of civil disputes relating to the letting of property owned by the policyholder, acts or alleged wrongful acts by a tenant which causes damage to the policyholder’s property and an infringement of the policyholder’s legal rights relating to the rightful occupation or ownership of the property by the policyholder.
Debt Recovery: Provides legal costs and expenses in the pursuit of an undisputed debt for rent unpaid by the policyholder’s tenant.
Attendance Expenses: Provides up to £1000 for any one claim in respect of actual loss of wages when attending court or a tribunal /arbitration hearing as a witness, or a defendant, at the policyholder’s request.
Note: The disputed amount must be more than £400 and reasonable prospects of successfully pursuing a claim must exist. All the above is subject to terms, conditions and exclusions of the policy.
MSL’s Keylet policy is underwritten by Financial & Legal Insurance Company Ltd who are incorporated in the U.K. Both MSL and Financial & Legal Insurance Company Ltd are authorised and regulated by the Financial Services Authority and are also members of the Financial Services Compensation Scheme and the Financial Ombudsman Service
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