For most of us, our home and its contents represent a lifetime’s investment.
You are probably overwhelmed with offers for BUILDINGS AND CONTENTS insurance – often just offering cheap premiums – and it is sometimes very difficult to know the most suitable product available for your individual needs.
It is also confusing when some Banks and Buildings Societies sell BUILDINGS AND CONTENTS insurance through a ‘block’ policy. As this ‘block’ policy is usually designed to accommodate all types of property in all types of areas (even if in a flood area, having a history of subsidence or a thatched property) the premiums charged are not always competitive.
At Humbergrove, our experienced staff will carefully assess your requirements and help you choose a suitable insurance product from the range of Insurers that we deal with. We understand that price is very important and, as a bonus, we also aim to deliver excellent service, at no extra cost.
We are able to offer separate policies for CONTENTS ONLY insurance if, for instance, you are living in rented accommodation.
To compliment your policy we will offer you the services of:
WESTINSURE MSL KEYSTONE LEGAL EXPENSES which is a specially designed Legal Expenses Insurance policy tailored to assist you and members of your household in the defence of your legal rights. In life, whatever you do and whatever you purchase, you are governed by a minefield of legislation.
Resolving legal disputes can be daunting, costly and complex.
With the protection of a KEYSTONE LEGAL EXPENSES INSURANCE policy you can ‘phone a friend’ as this insurance is designed to help with legal costs and provide invaluable legal guidance.
•Up to £25,000 of the legal expenses costs per claim
•Access to a 24 hour helpline
•Access to In-House expertise to help in assessing and resolving disputes
•Professional advice from appropriately experienced solicitors,barristers,
employee relations, practitioners and tax experts.
Note: The value of any claim must exceed £250 and reasonable prospects of successfully pursuing a claim must exist. All the above is subject to terms, conditions and exclusions of the policy.
MSL’s KeyStone policy is underwritten by Financial & Legal Insurance Company Ltd who are incorporated in the U.K. Both MSL and Financial & Legal Insurance Company Ltd are authorised and regulated by the Financial Services Authority and are also members of the Financial Services Compensation Scheme and the Financial Ombudsman Service
BOOMERANG TAG which is a high quality key fob with a unique reference number. A £10.00 reward is offered to the finder if your keys are lost. If your keys are not returned you can then claim up to £1,500.00 to fit new locks and replace the keys attached to the lost fob. The annual cost for this is just £12.00.
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