COMMERCIAL
You may own a small shop or large factory. It is important, whatever the size of your business, to ensure that you have adequate insurance cover in place.
We are able to offer our services to help you arrange cover for the following types of insurance:
- Shops and Offices
- Restaurants and Takeaways
- Public Houses and Hotels
- Larger Commercial Business
- Contractors ‘All Risks’
- Public, Products and Employers Liability
- Professional Indemnity
- Directors and Officers
- Motor Fleets
KEY TRADE
If you run a business you can compliment your policy cover with ‘KeyTrade’ Insurance cover. This is a commercial legal expenses policy for businesses, offering expertise and relief from the financial burden that a legal action can attract.
The policy offers:
• up to £50,000 of legal costs per claim
• access to a 24-hour helpline
• access to professional advice through a nationwide panel of specialist solicitors
Legal Defence: Provides legal costs and expenses for defence in respect of civil and criminal proceedings for both the policyholder and employees in the course of their employment.
Data Protection: Provides legal costs and expenses for representation and defence of proceedings brought under the Data Protection Act.
Contract Disputes: Provides legal costs and expenses to pursue and defend a dispute with a supplier or customer.
TAX, PAYE and VAT Protection: Provides legal costs, expenses and accountants fees to represent the policyholder in the event of an in-depth investigation by the Inland Revenue or HM Customs and Excise.
Property: Provides legal costs and expenses to pursue the policyholder’s legal rights to recover damages following injury or damage to property from a third party.
License Protection: Provides legal costs and expenses for actions brought against the policyholder to suspend, alter or revoke his/her license.
Bodily Injury: Provides legal costs and expenses to pursue the policyholder’s right to recover damages following injury caused by a third party.
Attendance Expenses: Provides expenses in respect of any absence from work when attending any court, tribunal or arbitration hearing as a witness or a defendant at our request.
Note: Reasonable prospects of successfully pursuing a claim must exist and cover extends to no more than two claims in any one period of insurance. All the above is subject to terms, conditions and exclusions of the policy.
MSL’s Keytrade policy is underwritten by Financial & Legal Insurance Company Ltd who are incorporated in the U.K. Both MSL and Financial & Legal Insurance Company Ltd are authorised and regulated by the Financial Services Authority and are also members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.
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